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The table below shows the financial
compensation corresponding to different types of accidents and injuries.
This Schedule applies to both Total School and Individual Cover.
Note that Double Benefits represents twice the compensation of Standard
across all incident types. |
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|
Incident type |
Standard Benefits |
Double Benefits |
|
|
|
|
| |
Death (School Activities Only) |
$10,000 |
$20,000 |
|
| |
Deaths (Outside School Activities) |
$5,000 |
$10,000 |
|
| |
Paraplegia |
$100,000 |
$200,000 |
|
| |
Quadriplegia |
$100,000 |
$200,000 |
|
| |
Loss of Two Eyes |
$30,000 |
$60,000 |
|
| |
Loss of Two Limbs |
$30,000 |
$60,000 |
|
| |
Loss of One Eye |
$20,000 |
$40,000 |
|
| |
Loss of One Limb |
$20,000 |
$40,000 |
|
| |
Third Degree Burns (to more than 4o% of the
body) |
$20,000 |
$40,000 |
|
| |
24 Hour Bed Care (per week, payable up to 26
weeks) |
$200 |
$400 |
|
| |
Injury Assistance (per week, payable up to 26
weeks, excess first 7 days) |
$150 |
$300 |
|
| |
Emergency Transport (does not include ambulance
cover) |
$250 |
$500 |
|
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|
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| |
Maximum per tooth (excluding milk/first teeth)
|
$100 |
$200 |
|
| |
Maximum per claim (excluding milk/first teeth)
|
$400 |
$800 |
|
|
|
|
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| |
Vertebrae |
$1,000 |
$2,000 |
|
| |
Ankle |
$250 |
$500 |
|
| |
Hip |
$450 |
$900 |
|
| |
Kneecap |
$450 |
$900 |
|
| |
Leg or Arm – One Bone |
$250 |
$500 |
|
| |
Leg or Arms – Two or more Bones |
$350 |
$700 |
|
| |
Hand or Foot – One Bone |
$85 |
$170 |
|
| |
Hand or Foot – Two or more Bones |
$250 |
$500 |
|
| |
Wrist |
$250 |
$500 |
|
| |
Finger or Toe |
$50 |
$100 |
|
| |
Pelvis – requiring Traction |
$750 |
$1,500 |
|
| |
Pelvis – not requiring Traction |
$400 |
$800 |
|
| |
Skull |
$1,250 |
$2,500 |
|
| |
Sternum |
$450 |
$900 |
|
| |
Collar Bone or Shoulder Blade |
$250 |
$500 |
|
| |
Jaw – Upper &/or Lower |
$750 |
$1,500 |
|
| |
Nose |
$50 |
$100 |
|
| |
Cheekbone |
$300 |
$600 |
|
| |
Rib |
$100 |
$200 |
|
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| |
Includes but not limited to areas such as physiotherapy,
chiropractic, chemists, meals, hire of equipment, (excluding dental
equipment). Excess of $50 per claim.
|
$750 |
$1,500 |
|
*Broken or Fractured Bones due to an Accident
These benefits will reduce to 50% if Sports-related. Sports-related means:
| a) |
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School sports, or |
| b) |
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Sports where the insured person is participating in or training
for an organised competition which is under the control of an Association. |
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