|
|
|
The table below shows the financial
compensation corresponding to different types of accidents and injuries.
Note that Double Benefits represents twice the compensation of Standard
across all incident types. |
|
|
|
|
Incident type |
Standard Benefits |
Double Benefits |
|
|
|
|
| |
Death (School Activities Only) |
$10,000 |
$20,000 |
|
| |
Deaths (Outside School Activities) |
$5,000 |
$10,000 |
|
| |
Paraplegia |
$100,000 |
$200,000 |
|
| |
Quadriplegia |
$100,000 |
$200,000 |
|
| |
Loss of Two Eyes |
$30,000 |
$60,000 |
|
| |
Loss of Two Limbs |
$30,000 |
$60,000 |
|
| |
Loss of One Eye |
$20,000 |
$40,000 |
|
| |
Loss of One Limb |
$20,000 |
$40,000 |
|
| |
Third Degree Burns (to more than 4o% of the
body) |
$20,000 |
$40,000 |
|
| |
24 Hour Bed Care (per week, payable up to 26
weeks) |
$200 |
$400 |
|
| |
Injury Assistance (per week, payable up to 26
weeks, excess first 7 days) |
$150 |
$300 |
|
| |
Emergency Transport (does not include ambulance
cover) |
$250 |
$500 |
|
|
|
|
|
| |
Maximum per tooth (excluding milk/first teeth)
|
$100 |
$200 |
|
| |
Maximum per claim (excluding milk/first teeth)
|
$400 |
$800 |
|
|
|
|
|
| |
Vertebrae |
$1,000 |
$2,000 |
|
| |
Ankle |
$250 |
$500 |
|
| |
Hip |
$450 |
$900 |
|
| |
Kneecap |
$450 |
$900 |
|
| |
Leg or Arm – One Bone |
$250 |
$500 |
|
| |
Leg or Arms – Two or more Bones |
$350 |
$700 |
|
| |
Hand or Foot – One Bone |
$85 |
$170 |
|
| |
Hand or Foot – Two or more Bones |
$250 |
$500 |
|
| |
Wrist |
$250 |
$500 |
|
| |
Finger or Toe |
$50 |
$100 |
|
| |
Pelvis – requiring Traction |
$750 |
$1,500 |
|
| |
Pelvis – not requiring Traction |
$400 |
$800 |
|
| |
Skull |
$1,250 |
$2,500 |
|
| |
Sternum |
$450 |
$900 |
|
| |
Collar Bone or Shoulder Blade |
$250 |
$500 |
|
| |
Jaw – Upper &/or Lower |
$750 |
$1,500 |
|
| |
Nose |
$50 |
$100 |
|
| |
Cheekbone |
$300 |
$600 |
|
| |
Rib |
$100 |
$200 |
|
|
|
|
|
| |
Includes but not limited to areas such as physiotherapy,
chiropractic, chemists, meals, hire of equipment, (excluding dental
equipment). Excess of $50 per claim.
|
$750 |
$1,500 |
|
*Broken or Fractured Bones due to an Accident
These benefits will reduce to 50% if Sports-related. Sports-related means:
| a) |
|
School sports, or |
| b) |
|
Sports where the insured person is participating in or training
for an organised competition which is under the control of an Association. |
.
|
|
